Quick q to those who have done Steam refunds. If I buy the rF2 items in the current sale, and refund (48 hours) for whatever valid reason, would the funds go to my Steam wallet or to my credit card? If wallet, is there a possibility to refund back finally to my credit card? I don't quite like this wallet thing because it locks me into spending it at Steam like a store credit (and they have my monies while I am undecided about spending). Is this because it is an in-game item and not a full game, or is that a new thing now with Steam that everything is through the wallet?