There is people with money behind them and the shareholders have their fortune too, so the company and S397 are relatively safe. Videogames are a long term investment for the developers and the producers and the big money comes from the console market. So they will start to make cash when the console versions of their games will be released. As an example: pCars 1 was funded with +2 mil by the community, 1.5 mil by the SMS and then get other money when Banday Namco joined the group. Development started in 2012 and the game was released in 2015. This with a studio of +100 employees. So it started to pay back months after the console release. Also, it's worth to mention that Ian Bell started the funding of pCars 1 with a system that was investigated and shut down by the english IRS equivalent.