Red flag for online would be way better that admin calling a restart because the guys who caused the crash would be stuck with their damage for the race rather than getting a brand new car. Might make some of them take a bit more care!
You can adjust the time it takes for debris (and cars, in offline mode) to be cleared to simulate something like that. I used to have (in rF1) something like 30 seconds for debris and 60 for the cars.
I'd love to see red flaggging and race restarts being added, since these are parts of real life racing. Perhaps similar to how you can issue full course yellows in the console?